From someone who works at a bureau I would like to reccomend everyone to check and see if they were part of the Equifax hack. It is serious. All of your personal information like SS, address is stolen. But more importantly. They hackers have access to your entire credit history. It might not seem like a big deal but almost every institution that loans money uses your credit history as an ID verification.
Example. You sign up for a 30k loan. They ask for your standard details like name, address, DOB, etc. Which Isn't that hard to get. But as protection they ask for additional information only you would know.
A lot of the time that information is your credit history. like how many credit cards do you have with the bank or who currently services your student loan, or what year you took out a loan.
All of these ID verification questions are now easily answered if the hackers have your credit history.
Equifax is giving away free protection to those impacted. I highly reccomend you do it.