michielterlouw

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michielterlouw
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  • Woman's World Cup 2019

    amyja89 said:
    adobo1148 said:
    Question about the rules, a cammeronian player kicked a ball to their GK and the GK picked up the ball which is I didn’t know is against the rules. When can a GK pick up a ball and when can’t they?
    A keeper can pick up a header from a teammate, as well as any kind of shot or header from an opponent. They can’t touch a ball that has been deemed deliberately passed back to them by a teammate, they can only kick or head it away. The punishment is an indirect free kick from where ever the keeper touches the ball.

    One of the best rule changes ever imo. I still remember when goalies were allowed to pick up a ball that was passed back to them by their team mate, and that enabled a team to slow down the game almost to a complete stand-still.

    CapeGabeadobo1148
  • ARon is the new face of my local Finnish supermarket


    DeeJoshuaHeterChinaskiReniDummymylifeaskirkgguenotGredalBeeMurderbearMmmBopand 15 others.
  • Investment thread

    My thoughts:

    1. Start by making sure you really know what your goal is. You write that you don't want high-risk speculative stuff, but also that you don't "just want to go for 5% returns". These are potentially conflicting statements. In today's market (with historically low interest rates), most experts say that about 5% is what investors should expect from a well balanced portfolio.

    2. The majority of your return is the result of your asset allocation (how much you put in bonds, stocks, and other categories). Picking individual stocks is exciting, but ultimately doesn't influence the result that much (unless you cherry-pick a few speculative companies to invest in)

    3. The golden rule is that: as an investor, you need to make sure you get rewarded for the risk you take on. If one investor (John) puts all his money in company ABC, and makes a 7% return, and his friend Anna puts all her money in companies ABC, DEF, GHI and JKL and also makes 7% return.... then I would say that Anna is the better/smarter investor. John took on more risk by putting all his eggs in one basket, but was not rewarded for the additional risk.

      If a third investor comes along (Bob), and he makes 7% by investing in an index fund that tracks the average weighted share price of 500 companies, then he's doing better than John and Anna, because he gets the same result with less risk.

      What this means is that, if you decide to be stubborn and not follow a broad index, you are intentionally taking on more risk than necessary. Professional investors do this, because they believe they have better information than the average investor, and they believe they are better at analyzing the available information. Some of them succeed.

      If you take on extra risk, you have to realize that you are betting on your own ability to analyze the market better than millions of other investors (better than "the crowd"). This can be an exciting bet to take, but there's also something inherently arrogant about it (I'm not judging)

    4. There is no rational reason for Dollar Cost Averaging. Historically, putting in all the money at once (lump sum) leads to higher returns. On the other hand, some people just sleep better if they spread their investments.
    HatorianDoctor_NickGiovanni
  • Where I felt bald move went wrong in 2018

    Please let's not get defensive because of some honest feedback. Nobody here was suggesting the guys aren't working hard.

    And about TWD: I don't "expect them to continue to cover it and make themselves miserable in the process". I just miss listening to their views on (and jokes about) the show.



    mtron32ElisaA_Ron_HubbardGiovannirhcooprustywright4
  • 901 - A New Beginning

    Erik Kain always writes good reviews.
    https://www.forbes.com/sites/erikkain/2018/10/07/the-walking-dead-season-9-episode-1-review-a-new-beginning/

    He says he has seen the first 3 episodes, and that number 1 is the worst and number 3 is the best out of those. The only way is up, folks.
    Kela15telephoneofmadness