mharmless

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  • Gina Carano / Disney Star Wars

    What I find most interesting - Pedro took the time to educate her and not only did she shift her thinking but apologized. I think that is the lesson. Because it’s obvious when you pile hate on hate the outcome is digging in deeper, learning nothing, and changing nothing. 

    Yeah, on the trans issue she showed healthy progress that should be encouraged, I agree.  How to square that with her doubling down on Holocaust comments remains tough.
    asmallcat
  • Gina Carano / Disney Star Wars

    I agree with the general sentiment that we need to differentiate between the legal right to free speech in terms of freedom from government interference with the general concept of free speech being a good public value to adhere to more broadly.  The larger social value of free speech still does not require us to tolerate everything, and I think employers should enjoy some latitude in whom them employ, but that shouldn't be a blanket endorsement of it being a free for all. 

    I think with Carano's comments she's not talking about harmless public policy, however.  Her comments do denigrate people she has/does/could work with, so Disney or any employer could make a good argument for her creating a hostile work environment.  If a company was firing someone for general statements without a direct line to harm to others I would have more of a problem with a company taking action based on that speech, though its unclear what the correct response would be other than social push back on the company or boycotts of their products. 
    JoshTheBlack
  • Bald Move Stonks Thread?

    MrX said:
    Glad you started this. Like most people, I've gotten super into this mess with $GME and r/wallstreetbets. I've even bought a few shares of $GME and $AMC of my own. I've been using Robinhood and Fidelity. After this craziness has calmed down, I plan to move everything over to Fidelity because what Robinhood did last week was inexcusable. I do want to get more into trading and investing. My main concern is something to invest in for my son's college (he'll be 5 in the summer). What is the best investment for that? IRA, Mutual fund, etc? I'm in my early 30s and just now at a point where I can start doing this so I want to learn as much as I can. This mess with WSB and $GME has been a hell of a lot of fun to see unfold, though!
    Do you guys have education savings grants in America?  Here you can open an education savings account and you can put up to (something like) $5000 a year of tax-deductible income into the account and the government will match a percentage of your contribution.  If the money ends up not being used for education, your own contribution reverts to taxable income and you have to pay back the government contribution portion.
    MrX said:
    Glad you started this. Like most people, I've gotten super into this mess with $GME and r/wallstreetbets. I've even bought a few shares of $GME and $AMC of my own. I've been using Robinhood and Fidelity. After this craziness has calmed down, I plan to move everything over to Fidelity because what Robinhood did last week was inexcusable. I do want to get more into trading and investing. My main concern is something to invest in for my son's college (he'll be 5 in the summer). What is the best investment for that? IRA, Mutual fund, etc? I'm in my early 30s and just now at a point where I can start doing this so I want to learn as much as I can. This mess with WSB and $GME has been a hell of a lot of fun to see unfold, though!
    Do you guys have education savings grants in America?  Here you can open an education savings account and you can put up to (something like) $5000 a year of tax-deductible income into the account and the government will match a percentage of your contribution.  If the money ends up not being used for education, your own contribution reverts to taxable income and you have to pay back the government contribution portion.

    In the US we have 529 plans that are similar. The specifics very by state (in Colorado the contributions are tax deductible for state - not federal - income) and the actual options also depend on the state you live in, so if you Google "[your state] + 529 plan" you'll get an idea of the options. We have access to a 529 plan with Vanguard funds so low few index funds - which I started out all in an growth stock fund and gradually am balancing to more stable as my son gets older.
    Unfortunately, as best I can tell, the 529 plans we have in South Carolina where I live aren’t great. But admittedly I’m a novice in this area other than some random stock trading. Never really done anything serious. 

    I'd say it's probably still worth it if they offer some sort of target date fund or something like that. The earnings aren't taxed when used for education expenses so that's a huge benefit, especially if the fund more or less follows the market and you're investing for 10+ years.
    Cool. I'll look at it more closely again. Thanks for the advice!

    As far as I'm aware, you don't have to use the fund for the state you are in.  There may be state tax benefits you miss out on (again varies on the state you are in) but the money itself can be invested elsewhere. 

    Someone like Vanguard would be a great place to look at too.  They're a big player in investing, but with the benefit that it is a co-op (the people who invest there own the company). https://investor.vanguard.com/529-plan/

    I don't work for them, but I've had my non-401k investments with them for decades now and no complaints.

    calebthrowerGiovanni
  • The Sopranos

    The Richie/Janice resolution is still one of my favorite WTF series of events in the show.  Tony's reaction is priceless too.
    Eine Frau
  • WandaVision Spoiler Thread

    The third episode tipped it from me being mildly bemused to being completely bored by the sitcom stuff.  Its not bad, I'm just not in the mood to watch a show that's 95% sitcom no matter how good a job they're doing recreating other classic shows across the decades.  The cast is even doing a great job, Olsen and Bettany clearly have good comedy chops, but I just don't find the show entertaining as a whole.  It feels like its a joke that's just going on too long, without enough actual meaningful plot development to keep me engaged.

    I'm happy others are enjoying it, but I think I'm done watching it week to week. I'll check in again once the season is over to see what the overall impression is of the show.  I can't sit through another 30 min sitcom to get 30 seconds of meaningful plot development though.
    Teresa from Concordkingbee67